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Self-Employed Borrowers

One of the criteria for self-employed borrowers to be mortgage approved is to make sure they can provide documents to verify the source of income and the gross business income to be used in the debt-to-income ratio calculation.

Get approved based on your business gross income and bank statements. Don't let the bank stop you from having the best mortgage.

There are a few things that borrowers would want to know more about this mortgage solution. Contact your local mortgage broker or book a free consultation with one of ours for more details.

Verifiable Income

At the very least, borrowers need to be able to show bank statements and invoices to the lender to verify their business income.

Bruised Credit Not A Problem

Borrowers with bruised credit can qualify for mortgages as self-employed borrowers. There are conventional and alternative lenders who will work with the borrower's financial situation.

Years In the Business

Borrowers need to show work experience in the same industry for at least 24 months for lenders to use their work income for the debt-to-income ratio calculation.

Trusted Lenders

At Pickering Mortgage Broker, we work with lenders who are reputable and have established outstanding levels of customer service, integrity, and compliance with regulatory authorities.

Smiling Man

Justin W, Richmond Hill

As a first time home buyer I was very nervous about buying a home. The professional staff at Matrix Mortgage Global took the time to answer my questions even after hours. I was very pleased with the service and how I was treated.

Man with Glasses

Jignesh S, Toronto

I'm a self-employed cab driver. I was devastated when my bank, with whom I've been banking with for years turned me down for a mortgage. My business is mainly cash, and I didn't meet the bank's criteria for proving my income. I found Matrix Mortgage Global online and decided to give them a call. I was surprised that I got approved. I thought that if my bank turned me down everyone would. Thanks!

Woman

Andrea C, Markham

I had 2 yrs left on my consumer proposal, with the 2nd mortgage offer by Matrix Mortgage Global I was able to pay off the proposal and re-establish my credit

You Can and You Will Be Approved

Experience brings wisdom.

This is why you work with a 5X Broker of The Year.

Mortgage Approved

Recognized by Authorities

Proven Track Record

We have a history of total funded mortgages of over $2.3 billion since 2008 and counting.

RECA, FSRA, FSCO, BCFSA

Since est. 2008

Canadian Mortgage Brokerage

Serving Pickering, and neighbouring cities in Ontario.

Award-Winning Brokerage

2018-2022 Mortgage Brokerage Of the Year from Canadian Mortgage Awards

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You deserve a mortgage that is customized to you.

And there is a mortgage brokerage that believes that too.

One that has been helping clients get approved since 2008.

Over $2.3 billion of mortgage funded in history working with you.

Matrix Mortgage Global mortgage agents and brokers understand the significance of responsible borrowing and lending. Unfortunately, it was an expensive lesson many learned from the Global Financial Crisis in 2008 that happened because irresponsible mortgage lending qualifications were unchecked.

Enjoy the peace of mind from knowing that you are working with someone who has a deep understanding of the mortgage industry and will work smart to get you the best possible deal.

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Alternative Mortgage Lenders in Canada

Qualifying for a mortgage used to be easier than it is now.

But it doesn’t mean you can’t get professional help to qualify.

Reasonable mortgages are accessible to borrowers today.

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A Mortgage for All Life Situations

Better Options with

Consolidate to an all-in-one mortgage to cut down the mortgage payment amount and increase your cashflow.

Tap into the available equity from appreciation as a revolving credit line and use the fund for any reason, such as home renovation projects or buying passive income properties.

Going through a relationship breakup is hard enough, but trying to find the best mortgage solution on top of that can be difficult. Work with professionals who emphasize client-relationship confidentiality.

Renegotiate the terms of your mortgage and draw the available equity from the property.

Get approved for special programs and incentives exclusive for First Time Home Buyers.

Get approved for special programs and incentives exclusive to New to Canada residents.

Compare best mortgage rates and lending terms with insights from mortgage brokers who are professionals in the industry.

Get approved based on your business gross income and bank statements. Don't let the bank stop you from having the best mortgage.

Qualify for the best mortgage terms from lenders who are supportive of real estate investors owning up to four rental doors.

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