Getting a Mortgage For a New Build Property

100% Preconstruction Financing
This unique program is from a Tier-1 Bank in Canada and is the best product for borrowers looking to take equity out of the newly built property. This product saves borrowers money from paying two closing costs by combining both purchase and equity-take-out in one transaction on Closing Day.
A specialty mortgage product from a Tier-1 Bank in Ontario allows borrowers to get their deposit amount out of the property on Closing Day and get financing up to 100% of the Purchase Price.
There are a few things that borrowers would want to know more about this alternative mortgage solution. Contact your local mortgage broker or book a free consultation with one of ours for more details.
100% Financing up to the Purchase Price
Only applicable for newly built real estate properties that had appraised in value from the Purchase Date until the Closing Day.
Tier-1 Bank in Canada
This lending product is provided by a Tier-1 Bank in Canada that goes through the same regulations and compliance scrutiny as top banks in Canada that have become household names, such as TD, RBC, CIBC, BMO, etc.
Appraised on Current Value
The advantage of buying preconstruction property is the increase in property value (in most cases) and this alternative mortgage solution appraised the property based on a current value closer to the Closing Day, instead of the Purchase Date.
Trusted Lenders
At Pickering Mortgage Broker, we work with lenders who are reputable and have established outstanding levels of customer service, integrity, and compliance with regulatory authorities.


Justin W, Richmond Hill
As a first time home buyer I was very nervous about buying a home. The professional staff at Matrix Mortgage Global took the time to answer my questions even after hours. I was very pleased with the service and how I was treated.

Jignesh S, Toronto
I'm a self-employed cab driver. I was devastated when my bank, with whom I've been banking with for years turned me down for a mortgage. My business is mainly cash, and I didn't meet the bank's criteria for proving my income. I found Matrix Mortgage Global online and decided to give them a call. I was surprised that I got approved. I thought that if my bank turned me down everyone would. Thanks!

Andrea C, Markham
I had 2 yrs left on my consumer proposal, with the 2nd mortgage offer by Matrix Mortgage Global I was able to pay off the proposal and re-establish my credit
You Can and You Will Be Approved
Experience brings wisdom.
This is why you work with a 5X Broker of The Year.
Mortgage Approved
Recognized by Authorities
Proven Track Record
We have a history of total funded mortgages of over $2.3 billion since 2008 and counting.
RECA, FSRA, FSCO, BCFSA
Since est. 2008
Canadian Mortgage Brokerage
Serving Pickering, and neighbouring cities in Ontario.
Award-Winning Brokerage
2018-2022 Mortgage Brokerage Of the Year from Canadian Mortgage Awards

You deserve a mortgage that is customized to you.
And there is a mortgage brokerage that believes that too.
One that has been helping clients get approved since 2008.
Over $2.3 billion of mortgage funded in history working with you.
Matrix Mortgage Global mortgage agents and brokers understand the significance of responsible borrowing and lending. Unfortunately, it was an expensive lesson many learned from the Global Financial Crisis in 2008 that happened because irresponsible mortgage lending qualifications were unchecked.
Enjoy the peace of mind from knowing that you are working with someone who has a deep understanding of the mortgage industry and will work smart to get you the best possible deal.
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Gain Access to Top Conventional and
Alternative Mortgage Lenders in Canada
Qualifying for a mortgage used to be easier than it is now.
But it doesn’t mean you can’t get professional help to qualify.
Reasonable mortgages are accessible to borrowers today.
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Better Options with
Alternative mortgage solutions give borrowers more options and might be a better fit for those who don't meet the bank's standards.
These options might have higher interest rates or different terms, borrowers just have to take them into account and come up with an exit strategy that is affordable in the short and long term.
Work with the right lender for your situation, so you can get approved for the best mortgage.
A specialty mortgage product from a Tier-1 Bank in Ontario allows borrowers to get their deposit amount out of the property on the Closing Day.
A specialty product from alternative lenders allows borrowers to lower their mortgage payment amount by extending the amortization period, up to 40 years.
A specialty mortgage product from alternative lenders allowing borrowers to pay only the interest portion of the mortgage throughout the entire Term.
Don't settle for lenders who would only recognize up to 75% of the rental income to offset your debt-to-income ratio. Ask for 100% of the rental income to be qualified.